A+ College Financial Solutions Inc. is a college funding firm founded by Richard R. Rich in 2001.  For the past 14 years, our firm has helped numerous families protect their money and implement prudent tax strategies to help pay for their college expenses.  A+CFS Inc. is a full service college planning firm.  We help our clients starting with the college selection process, complete all financial aid forms and applications ensure that all offers were fair, and most importantly, offer our expertise on the best way to pay for these gigantic tuition bills in the most tax favorable way.  We are proud to provide exemplary service to our clients while displaying the highest standards of ethics and professional knowledge.

Susan M. Rich-McNichol

Susan is a Senior Financial Advisor for A+ College Financial Solutions.  Susan has developed a specialty in teaching both parents and students the fundamentals of the college process, logistically and financially.  She focuses on helping her clients protect their money and take advantage of the financial aid system.  Susan educates her clients on the alternatives, assists them on setting reasonable goals and objectives for their wealth, and then implements the proper solutions to potentially increase their financial aid and reduce their taxes dramatically.

Ryan P. McNichol

Ryan is a Senior Financial Advisor for A+ college Financial Solutions Inc.  He has vast experience in the financial industry ranging from product sales to retirement planning and consulting.  Ryan utilizes his background and draws from each of his specialties and applies them accordingly to help families align their money properly and effectively, in both the college funding arena and retirement alternatives.